Personal Loan MBSB
For Government Employees



PROMOTION MBSB
Package MBSB NEW YEAR 2013 (3.99%)
MBSB Promotion extended until 31/03/2013 !


Financing up to RM 250,000 and 25 years

3.99% (with Banca) - 4.20% (without Banca)
  • Very low fixed interest rate 3.99% per year (with Banca Insurance)
  • Payment term 6 to 25 years
  • Deduction limit 70% from gross salary
  • Overlap loans from other banks allowed (MBSB not allowed)
  • Repayment through BIRO ANGKASA salary deduction
  • BANCA TAKAFUL protection
  • No guarantor needed
  • Permanent employment required (Contract staff not eligible)
  • Basic salary RM 700 required (incl. fixed allowances)
  • Aged min. 19 years, below 60 years at the end of the financing period
  • Islamic Scheme and Berakad
  • Tawarruq concept
  • Easy & Fast approval

!!! ATTENTION !!!

20 Tahun With immediate effect (from 08 July 2013) the tenure for all Personal Financing products in Malaysia will be restricted to maximum 10 years, following the recent change of guidelines and announcement made by Bank Negara Malaysia (BNM) to reinforce a responsible lending practice amongst all financial institutions. This new guideline by BNM applies to all Malaysian Banks and Koperasi !




FOR GOVERNMENT EMPLOYEES ONLY !!!
PRIVATE SECTOR CLICK HERE >>


MBSB
Malaysia Building Society Berhad



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Still availableNew Packages 2013Expired Packages (no more available)
MBSB Vaganza 1 Malaysia
MBSB EXEC-i
MBSB New Year 2013 (3.99%)
MBSB MAX-i 2 (100% payout)
MBSB Premium Plus
MBSB Waslah (75-80% deduction)
MBSB MAX-i (100% payout)
MBSB XChange-i (overlap)
MBSB NJOI (Raya 2012, Free ASTRO)
MBSB Teacher's Package






 

Monthly Installment Table for Personal Loan MBSB New Year 2013 Package 3.99% (Payment Schedule)







Calculation for Maximum Loan MBSB NEW YEAR 2013

Example Calculation:

  RM 1200 (Basic Salary)
+ RM 500 (Monthly Allowances)

= RM 1700
x 70%

= RM 1190
- RM 400 (Total Deductions)

= RM790 (Available for Loan)

Years: 60 - Age (max. 25 years)


Basic Salary:
Allowances:
Deductions:
Age:











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