Personal Loan MBSB for
Government Employees & Statutory Bodies



Malaysia Building Society Berhad (MBSB) is a subsidiary of the EPF. MBSB offers Personal Loans-i (Islamic) with automatic salary deductions through Biro Angkasa. The personal loans provided are ONLY open to Government Staff, Employees of Statutory Bodies and some Government-Linked Companies (GLCs). The competitive interest rates are amongst the lowest in the finance industry, making it a very attractive offer. Besides Personal Loans, MBSB also offers Business Credits as well as Property and Housing Loans.



Promotion MBSB
Package Vaganza (V1 Malaysia)
MBSB Special until 31 December 2013

Financing up to RM 200,000 and 20 years

4.90% * (2 - 15 years) - 5.50% * (16 - 20 years)
  • Low interest rates from only 4.90% per year
  • Payment term up to 20 years
  • Permanent employment & basic salary of RM 700 required (incl. fixed allowances)
  • Aged 19 years and above, not older than 58 at the end of the financing period
  • Repayment of funding through BIRO ANGKASA
  • OVERLAP of old loan account if deductions are higher than 60% *
  • The application process is simple and quick
  • No guarantor needed
  • TAKAFUL protection
  • Islamic Scheme and Berakad
  • Easy & Fast approval
*Subject to Terms and Conditions


!!! ATTENTION !!!

20 Tahun With immediate effect (from 08 July 2013) the tenure for all Personal Financing products in Malaysia will be restricted to maximum 10 years, following the recent change of guidelines and announcement made by Bank Negara Malaysia (BNM) to reinforce a responsible lending practice amongst all financial institutions. This new guideline by BNM applies to all Malaysian Banks and Koperasi !




FOR GOVERNMENT EMPLOYEES ONLY !!!
PRIVATE SECTOR CLICK HERE >>


MBSB
Malaysia Building Society Berhad



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Still availableNew Packages 2013Expired Packages (no more available)
MBSB Vaganza 1 Malaysia
MBSB EXEC-i
MBSB New Year 2013 (3.99%)
MBSB MAX-i 2 (100% payout)
MBSB Premium Plus
MBSB Waslah (75-80% deduction)
MBSB MAX-i (100% payout)
MBSB XChange-i (overlap)
MBSB NJOI (Raya 2012, Free ASTRO)
MBSB Teacher's Package






 
Monthly Installment Table for MBSB Personal Loan (Payment Schedule)







Calculation for Maximum Loan MBSB VAGANZA

Example Calculation:

  RM 1200 (Basic Salary)
+ RM 500 (Monthly Allowances)

= RM 1700
x 60%

= RM 1020
- RM 200 (Total Deductions)

= RM 820 (Available for Loan)

Years: 58 - Age (max. 20 years)


Basic Salary:
Allowances:
Deductions:
Age:











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